The Job Dilemma - The Numbers

The other day I posted that I was going to hit the books and do some analysis of my family's financial situation. Here is some of the raw data that we are working with:



So as it stand, we have we run into a $130 deficit given our current spending and saving habits combined with an increase in our health savings (I vastly underestimated how much we needed for this), an anticipated gym membership, an expanded fuel budget to offset the rising cost of gas, and a slight decrease in the level of my take home pay due a change in my benefits deductions.

There is some wiggle room in our budget, but not that much. Here are some of the other savings goals that we would like to hit in an ideal world:



When all is said and done we will have to make some choices about what we want to invest in with both our money and our time. The ways that we can work this are limitless. We just have to remember that happiness is always primary, savings goals are always secondary. Numbers help inform decisions, wisdom drives the decisions. Lets keep first things first, after all.

Other Posts in this series (in order of appearance):
Jobs, Can't Live With 'em ...
The Job Dilemma - The Numbers
The Job Dilemma - My Wife's Potential Income
The Job Dilemma - The Decision
The Job Dilemma - The Resolution